PayZen is leading the CNPL (Care Now Pay Later) market. Their Fintech platform provides innovative affordability solutions to the healthcare industry, as they tackle the growing consumerization of healthcare that is shifting the payment responsibility for health services to patients. The majority of Americans are on high deductible health plans, yet most people cannot afford a $400 emergency expense. PayZen's mission is to make healthcare affordable to 100% of patients and medical providers, and this mission is their motivator: they are hyper focused on making a big, positive impact in our market and improving the lives of patients and medical providers alike.